Fatwa no. 4011
Q: I am an Egyptian surgeon. I
have worked in Nigeria and the Kingdom of Saudi Arabia for about seven
years. Since I traveled abroad, I have opened a savings account in an Egyptian
bank with an interest rate. I know nothing in this life except my career.
Nowadays, as most, if not all, people have proved to be dishonest, I
refuse to conduct business with a merchant or a farmer. Some people
borrow money from this bank, others take out loans to invest them in
construction, commercial and agricultural projects and others borrow US
dollars. People rarely borrow foreign currencies from banks as they
charge higher interest rates. I know that the bank has many projects that
bring immense profit rates. As I fear Allah, I seek to provide for my
children through lawful earnings. I want you to guide me towards the
right procedure. Do I have to dispense with the bank's percentage of
earnings gained from investment projects. I intend to go back to Egypt.
If I depend on that money
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(Part No. 12;
Page No. 80)
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it will be spent within two or
three years.
A: First: You are wrong
not to know anything other than your medical area of expertise. You
should acquire necessary religious knowledge which, if properly acted
upon, will be of more and perpetual benefit to you. The ultimate purpose
of your creation is to serve and worship Allah (Exalted be He) Alone and
to obey His Messenger (peace be upon him).
Second: Honest
merchants, farmers and manufacturers exist everywhere though in small
numbers. You will find these types of honest people after serious search.
You should not hold evil thoughts about all people.
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(Part No. 12;
Page No. 81)
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May Allah grant us success. May
peace and blessings be upon our Prophet Muhammad, his family, and
Companions.
The Permanent Committee for
Scholarly Research and Ifta'
Member
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Deputy Chairman
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Chairman
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